FCMB Personal Business internet Banking Transfer (2023)

If you’re an FCMB customer, we’ll walk you through on FCMB Personal Business Internet Banking, starting from how to use it for transfer, requirements and the transfer limits.

FCMB Personal Business Internet Banking

Firstly, let’s look at what FCMB Personal Business Internet Banking is all about. Well, it’s an online banking platform provided by First City Monument Bank (FCMB). It allows you to regulate your accounts which can be personal or business, to perform transactions, and monitor your finances from the comfort of your home or office.

To access FCMB Personal Business Internet Banking, you simply have to follow these steps:

The first thing to do is for you to go to the official FCMB website on your computer or mobile device.
After the visit, look for the “Internet Banking” tab on the website’s homepage and click on it.
Since you’re looking for Personal Business Internet Banking, choose the “Business” option.
Once you select the “Business” option, or If you’re new to this, click on the “Register” button to create your account. You’ll need to provide your business and personal details.
If you’re already registered, simply enter your username and password to log in.

FCMB Personal Business Internet Banking Transfer Requirements

Now that you’re set up, we can now talk about the requirements for making transfers using FCMB Personal Business Internet Banking. It’s important to have these in order to carry out smooth transactions. Let’s get right into it.

FCMB Business Account

To use FCMB Personal Business Internet Banking, you must have a business account with FCMB. If you don’t already have one, visit your nearest FCMB branch to open an account set to your business needs.

Internet Access

Since this is an online banking platform, you’ll need a reliable internet connection. Ensure that you have access to the internet through a computer or mobile device.

Secure Device

It’s important to use a secure and safe device, whether it’s a computer or a mobile phone. Make sure your device has updated antivirus software to protect your financial information. This is very important.

You’ll need your username and password, which you created during the registration process, to access your FCMB Personal Business Internet Banking account. We hope you understand this.

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FCMB Personal business internet banking transfer

We are sure you are waiting for this section. Let’s get into the modalities of transferring money using FCMB Personal Business Internet Banking. We can assure you that it’s a precise process that allows you to transfer funds between your accounts and even to other bank accounts.

Transferring to FCMB

Login to Your Account: Visit the FCMB website and log in to your Personal Business Internet Banking account.
Select “Transfer”: Within your account, look for the “Transfer” option. Click on it.
Choose Account: Select the account you want to transfer money from.
Recipient Details: Enter the recipient’s account details, including the account number and name.
Enter Amount: Specify the amount you want to transfer.
Confirmation: Double check the details to ensure accuracy, then confirm the transaction.
OTP: You may receive a One-Time Password (OTP) on your registered mobile number. Enter this OTP to complete the transfer.

Transferring to Other Banks

The process is quite similar when transferring to accounts in other banks:

Login to Your Account: Log in to your FCMB Personal Business Internet Banking account.
Select “Transfer”: Choose the “Transfer” option.
Choose Account: Select the account you want to transfer money from.
Recipient Details: Enter the recipient’s account details, including the account number and name of the recipient’s bank.
Enter Amount: Specify the amount you want to transfer.
Confirmation: Double check the details for accuracy and confirm the transaction.
OTP: You may receive an OTP on your registered mobile number for security purposes. Enter the OTP to complete the transfer.

Once you are done with this process, rest assured that your transfer is safe and secured.

FCMB Personal Business Internet Banking Transfer Limit

You need to be aware of the transfer limits when using FCMB Personal Business Internet Banking:

Intrabank Transfer Limit:

This is the maximum amount you can transfer between your FCMB accounts. The limit varies and may depend on your account type.

Interbank Transfer Limit

For transfers to other banks, the Central Bank of Nigeria (CBN) has set a limit of 500,000 Naira per day for individual customers. However, these limits may change, so it’s best to check with FCMB after some time.

In Conclusion

With all you have learnt in this article, we can both agree that FCMB Personal Business Internet Banking helps to put you in control of your business finances. The control here include the ability to check your account balance, to make transactions online, and even transfer funds anytime you want. Anyway, in all of this, Be aware of your transfer limit.

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